Category: Insurance

How to Buy Life Insurance Without Medical Exams!

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Life insurance is an important contract for any responsible citizen. An insurance policy will provide important financial benefits when the insured dies or gets sick. These benefits will be paid to the designated beneficiary, or, in case of hospitalization, to the medics and nurses that treat the insured. Regrettably, not all people are qualified for standard policies, especially people that have more than 50 years old. For them, their only chance for coverage is to

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No Medical Exam Life Insurance: Can People With Diabetes Qualify?

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No medical exam life insurance features a simpler underwriting process. Unlike traditional plans, these plans do not require medical tests to qualify for a plan. The whole application process consists of completing an application form. This means that people who have diabetes have higher chances of qualifying for coverage. How is diabetes viewed by insurance agencies? Diabetes is a terminal illness which, if not treated, can cause death. Thanks to modern medicine, diabetics can enjoy

Posted in Health and Fitness, Insurance, Life Insurance

Elderly Life Insurance vs Critical Illness Insurance!

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A big part of retirement planning is deciding on a right insurance plan. Two options should be considered: life insurance for seniors or a critical illness plan. Each of these policies can benefit seniors in different ways. The choice will depend largely on the financial situation and needs of each individual. Our job is to compare the two plans and let you decide which is right for you. Elderly life insurance Life insurance guarantees a

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Seniors Life Insurance: 3 Tips For Finding Affordable Rates!

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 Life insurance for elderly is available at affordable rates, but you need to follow some simple steps in order to find a plan. You will need to compare quotes, discuss with an insurance agent and improve your overall health condition. Life insurance plans for seniors are becoming more available and it is now easier than ever to qualify for coverage! Here are 3 tips for finding life insurance for seniors at affordable rates: 1.       Compare

Posted in Finance, Insurance, Life Insurance, Retirement

No Exam Life Insurance Quotes And The Importance Of Calling An Insurance Agent

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You may think that life insurance policies are not for everybody and having a medical problem will seriously cripple the chances of getting any form of insurance. You could not be further from the truth if you ever thought that. There are so many companies that understood the huge number of people that need insurance even if they have medical issues. Only in the U.S. we have millions of people suffering of cancer. Denying the

Posted in Insurance, Investing, Life Insurance

Senior Life Insurance Can Be Used In Estate Planning!

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Through a careful estate planning we can anticipate and arrange all our financial needs at any given moment in the future.  But you should take all means of financial protection if you want everything to go as planned.  Senior life insurance can be used in estate planning and is highly recommended to apply for this policy. Insurance contracts are very powerful financial tools and provide multiple benefits to both their policyholders and their dependents. Understanding

Posted in Insurance, Investing, Life Insurance

What Is The Easiest Way To Get Life Insurance For Seniors?

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We live in a society where economy is tougher than ever and any simple mistake can have deep impact on our overall budget.  Purchasing life insurance will surely make changes in your future financial plans. Most people aim to find affordable policies that do not interfere too much with their already made plans. In most cases purchasing life insurance is relatively simple, but some categories of people are harder to insure. Read this article to

Posted in Finance, Insurance

Can Life Insurance Help You Save Money For Retirement?

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Many of the US citizens are ardently waiting for their retirement. We all need to rest in a certain point of life and retirement should be a period when we reap the fruits of our laboring years. Spending our final years in comfort and without stress is available only if you saved enough money.  Finding affordable life insurance for seniors must be a priority for any person past the age of 50 years. Life insurance

Posted in Finance, Insurance, Life Insurance, Retirement

Can You Find Affordable Life Insurance For Seniors Who Smoke?

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Fining affordable life insurance for seniors who smoke is a real challenge. Life insurance senior citizens is expensive as it is, but if you smoke, you make premiums even higher, which will not be very good for your finances. Seniors during retirement do not have a lot of financial sources and retirement planning is very important. Since smoking is linked with many terminal illnesses like lung cancer, pneumonia and heart problems, agencies consider smokers a

Posted in Health and Fitness, Insurance

Can Life Insurance Cover Mortgage Loans?

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Taking mortgage loans is one of the most common ways people manage to own a house. However, if you or your family cannot continue to pay the mortgage rates, you are in danger of losing your house. Covering mortgage loans is a big concern for many parents and bread-winners and seniors who ask if elderly life insurance can aid them. Life insurance is a policy signed between an insurance agency and a person, who in

Posted in Finance, Insurance, Investing