Category: Health and Fitness

5 Reasons to Buy Accidental Death Life Insurance!

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Most people think to term life, whole life or life insurance without med exams when they hear about life insurance.  Today we present you a special type of insurance. Read about these 5 reasons to buy accidental life insurance: Accidents are unpredictable. Accidents are events with less than usual chances to occur. This confers them a high degree of uncertainty and impossibility to predict. All we can do it to prepare and try to diminish

Posted in Finance, Health and Fitness, Insurance

No Medical Exam Life Insurance: Can People With Diabetes Qualify?

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No medical exam life insurance features a simpler underwriting process. Unlike traditional plans, these plans do not require medical tests to qualify for a plan. The whole application process consists of completing an application form. This means that people who have diabetes have higher chances of qualifying for coverage. How is diabetes viewed by insurance agencies? Diabetes is a terminal illness which, if not treated, can cause death. Thanks to modern medicine, diabetics can enjoy

Posted in Health and Fitness, Insurance, Life Insurance

Elderly Life Insurance vs Critical Illness Insurance!

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A big part of retirement planning is deciding on a right insurance plan. Two options should be considered: life insurance for seniors or a critical illness plan. Each of these policies can benefit seniors in different ways. The choice will depend largely on the financial situation and needs of each individual. Our job is to compare the two plans and let you decide which is right for you. Elderly life insurance Life insurance guarantees a

Posted in Finance, Health and Fitness, Insurance

Life Insurance Quotes No Exam Can Provide Coverage For Diabetics

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Suffering of diabetes is extremely unpleasant. There are many limitations and strict diets that must be respected, if you want to diminish the effects of this unpleasant metabolic disease. Also, to treat diabetes is complicated and expenses. Even so, complications can occur and lead to cardiovascular diseases, chronic renal failures and even diabetic retinopathy (retinal damage). If something tragic happens, due to your condition, you will surely want the family to keep its financial stability.

Posted in Health and Fitness, Life Insurance

Can You Find Affordable Life Insurance For Seniors Who Smoke?

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Fining affordable life insurance for seniors who smoke is a real challenge. Life insurance senior citizens is expensive as it is, but if you smoke, you make premiums even higher, which will not be very good for your finances. Seniors during retirement do not have a lot of financial sources and retirement planning is very important. Since smoking is linked with many terminal illnesses like lung cancer, pneumonia and heart problems, agencies consider smokers a

Posted in Health and Fitness, Insurance

Long Term Care vs. Life Insurance? What Should Seniors Buy?

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Choosing between long term care and senior term life insurance is important, especially if you are during or approaching retirement. Deciding on what insurance is best for you is important in order to save money and at the same time get appropriate protection. In this post, we will examine the differences between the two and will explain which works best in certain situations. 1.       Long term care Long term care is an insurance policy that

Posted in Health and Fitness, Insurance

Having A Healthy Lifestyle As A Senior In Order To Obtain The Best Premium Rates

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Health must be a major concern for anyone, not just for old people. But as we get older, our faulty body begins to show its weaknesses. We cannot move so fast or even to make a significant physical effort. Our bones and muscles are weak and cannot sustain an intense rhythm of life. Although we cannot be as active as we used to be, this does not mean that we must adopt a sedentary lifestyle.

Posted in Health and Fitness, Insurance

Term Life Insurance For Seniors And Cirrhosis

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Cirrhosis is a terrible chronic disease that terminates the proper functions of a liver. There are many causes that lead to cirrhosis, including alcoholism and some types of hepatitis. Unfortunately, this slowly liver degenerative disease is not curable. For now. There are still many researches and many treatments that are currently on experimental phase.  For elderly suffering of this sickness, obtaining senior citizens life insurance might seem impossible. This is not the case, there are

Posted in Health and Fitness, Insurance

How to find the cheapest smoker premiums for seniors?

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Smokers have many difficulties obtaining life insurance. Due to their medical condition created by this habit, companies are less tolerant when negotiating with smokers, especially if they are also a bit old. Senior citizens life insurance policies have many conditions regarding nicotine or tobacco users. But, this article can tell you more about how to find the cheapest smoker premiums for seniors. Being old and a smoker in the same time can have major disastrous

Posted in Health and Fitness, Insurance

Life Insurance For Senior People That Have Heart Problems!

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Seniors who have heart problems can take comfort in the fact that it is possible to find life insurance at good rates. Heart problems are common among seniors and are characterized by high blood pressure, chest pains, tiredness, difficulties when breathing and other. People who suffer from such a condition are in danger of having a heart attack, which can be fatal. Because of the risk associated with heart diseases, insurance agencies will be reluctant

Posted in Health and Fitness, Insurance